From `IndexRangeTest.UseIndexForRef`:
```
stloc V_4(call GetSpan())
stloc S_19(ldloca V_4)
stloc V_2(call get_Length(ldloc S_19))
stloc V_3(call GetOffset(addressof System.Index(call GetIndex(ldc.i4 0)), ldloc V_2))
call UseRef(call get_Item(ldloc S_19, ldloc V_3))
stloc V_4(call GetSpan())
stloc S_30(ldloca V_4)
stloc V_2(binary.sub.i4(call get_Length(ldloc S_30), call GetInt(ldc.i4 0)))
call UseRef(call get_Item(ldloc S_30, ldloc V_2))
```
Due to `Span.get_Item` being a ref-return, it's possible that `ref V_4` is returned and passed into the `UseRef` method (this can't actually happen given Span's implementation, but it's a possible implementation of the get_Item type signature).
But we still need to split `V_4` -- it's a compiler-generated variable and needs to be inlined.
I think we can do this relatively simply by continuing to go up the ancestor instructions when we hit a ref-returning call. The recursive `DetermineAddressUse` call will check that there are no stores to `V_4` between the `get_Item` call and the point where the returned reference is used. Thus we still ensure that we don't split a variable while there is a live reference to it.